Revolut Referral 2026, Variable Reward in the App
Variable reward shown in the referrer's app
Revolut referral is campaign-based: the reward, number of rewarded invitations and deadline are those shown in the referrer's app. To validate the referral, the referee must open the unique link, verify identity, add money, order a physical card and make the required eligible payments before the deadline.
Verifiable answer
Revolut referral should not be summarised with a fixed amount: the reward and deadline are personalised in the app, and the referee must complete every official step before the deadline.
| Checked point | Data | Primary source | Checked |
|---|---|---|---|
| Reward | Reward, deadline and minimum purchase amount shown in the referrer's app | Aide Revolut | 2026-08-12 |
| Referee steps | Unique link, verified identity, money added, physical card ordered, eligible payments | Aide Revolut | 2026-08-12 |
| Excluded purchases | Exchange, transfers, gambling, gift cards and some Revolut operations do not count | Aide Revolut | 2026-08-12 |
| Referrer payout | 3 to 5 working days after Revolut verifies the conditions | Aide Revolut | 2026-08-12 |
Who it's for and when
Revolut is particularly useful if you make international payments, travel regularly, or want a secondary account with spending tracking tools. It also works well as a primary account thanks to the French IBAN.
How to get it, step by step
- Open the personal referral link before creating the account
- Create the Revolut account and complete identity verification
- Add money and order a physical card
- Complete the qualifying purchases shown in the app before the deadline
The offer in video
Our analysis
The app is smooth and feature-rich, with a wide range of capabilities from spending tracking to trading. The referral reward and its conditions vary with the referrer's personal campaign. The referee must verify their identity, add money, order a physical card and complete the number of qualifying purchases shown in the app, all before the displayed deadline.
Strengths
- Campaign tracked directly in the referrer's app
- Explicit official conditions: unique link, identity, money added, physical card, payments
- Physical and virtual cards depending on the chosen plan
- Referrer payout published by Revolut help: 3 to 5 working days after validation
Things to watch
- Some transactions don't count for referral (gambling, gift cards, transfers)
- The amount, required purchases and deadline may vary: check the campaign shown in the app
- Customer service sometimes slow on free plans
Frequently asked questions
How does the Revolut referral work?
The referee opens the personal link before creating their account, verifies their identity, adds money, orders a physical card and completes the qualifying purchases shown in the app before the deadline. The applicable amount is the one displayed in the referrer's campaign.
Is Revolut a real bank?
Revolut holds a European banking licence (Lithuania) and offers a local IBAN for French residents. Deposits are covered by the deposit guarantee scheme up to €100,000.
What conditions to receive the reward?
The referee must use the unique link, verify identity, add money, order a physical card and make the required eligible payments. The number of purchases, minimum amount and deadline are those shown in the app. Transfers, exchange, gambling and gift cards do not count.
Revolut vs N26 vs Wise: which one to choose?
Revolut is especially relevant for multi-currency use, a secondary card and a very complete app. N26 is simpler to explain to someone who wants a classic mobile bank. Wise is often the clearest choice for international transfers. Referral should not be the only criterion: first check the referee's real use case.
What are the Revolut plans and their prices?
Revolut offers 5 plans in France: Standard (free, €200/mo free ATM), Plus (€3.99/mo), Premium (€9.99/mo, unlimited FX, travel insurance), Metal (€16.99/mo, 2% savings, 5 junior accounts) and Ultra (€45/mo, unlimited airport lounge access, 10 free stock trades/mo). 12-month commitment on paid plans.
Can you use Revolut as a primary account?
Yes, Revolut offers a French IBAN since obtaining its European banking licence. You can domicile your salary, set up SEPA direct debits and receive transfers. Deposits are protected up to €100,000. However, some users keep a traditional account alongside for cheques or interactions with French administration.
Does Revolut offer stock and crypto trading?
Yes, Revolut allows buying and selling stocks (3,000+ titles) and cryptocurrencies (100+ tokens) directly from the app. First stock trades are free (number varies by plan), then €1 commission per trade. Crypto trading is available 24/7 with variable spreads. Metal and Ultra plans offer more free trades for active investors.
Why haven't I received my Revolut referral reward?
Four causes come up repeatedly: the referral link was not opened before the account was created, the referee was not a new customer, the campaign steps were not all completed before the deadline, or the payments made fall among the excluded transactions (gambling, gift cards, transfers).
Revolut referral: how do you actually refer someone?
The referrer opens the Referral section of their Revolut app, copies their personal link and sends it. The referee must open that link before creating their account, then complete the steps of the current campaign. The referrer tracks progress from the same section until the reward is paid.
Where do you find a referral link when you want to be referred on Revolut?
The link always comes from an existing Revolut customer; there is no public code to type in. Ask someone close for theirs, or use a page that shows the date on which the link was verified. Open it before creating the account, otherwise the referral is not attached.
Does the Revolut referral work if you have already had an account?
No. The programme targets new customers: a sign-up made with an identity Revolut already knows cannot be attached to a referral. The refusal often only becomes visible when the reward should have been paid. This point is worth checking before inviting someone, not after.
Can you add a Revolut referral after signing up?
No. The attachment happens at the moment the account is created, through the referrer's link. Once sign-up is complete, there is no field allowing a referral to be added afterwards. This is where it differs from an app like Sumeria, which does allow late entry under conditions.
What are the conditions to receive the Revolut referral reward?
The referrer must have an active campaign in the app. The referee must be a new customer, use the personal link, add money, order a physical card and complete the required eligible purchases before the deadline. The reward, purchase count, minimum amount and deadline vary by campaign and must be checked in the app; Revolut says up to 5 referees can be rewarded per campaign.
Revolut referral or welcome offer: what is the difference?
Referral uses an existing customer's personal link and rewards the referrer according to their campaign. A public welcome offer may follow different terms and directly benefit the new customer. In both cases, check the selected offer and any card or delivery fees before creating the account.
How do you track the payout of the Revolut reward?
Tracking is done directly in the referrer's Revolut app, Referrals section: progress of the referee's conditions, campaign deadline and reward status. The reward is credited once all steps are completed within the campaign period; official conditions are published on revolut.com (referral terms).
Does the referee also earn money with the Revolut referral?
The campaign reward goes to the referrer. Its amount is the one shown in their app and may vary between campaigns. The referee should check any benefit displayed on their side and the applicable account or card fees before signing up.
How long does it take to receive the Revolut referral bonus?
The reward becomes eligible once the referee completes every step shown in the referrer's campaign before the deadline: signup through the link, identity verification, adding money, ordering a physical card and qualifying purchases. Their number and minimum amount vary by campaign; transfers, withdrawals, gambling and gift cards do not count.
How many people can I refer on Revolut?
The number of referees and the total amount depend on the current campaign: Revolut doesn't publish a fixed annual cap and adjusts its offer regularly. Each validated referee triggers a new bonus, within any limit set by the active campaign. Check the Referrals screen in the app for the current cap.
Do you need a paid plan to refer on Revolut?
No, a free Standard account is usually enough to refer and earn the bonus. Paid plans (Plus, Premium, Metal, Ultra) add perks like travel insurance or more free stock trades, but aren't required for referrals. Still, check the conditions of the current campaign.
Why does the Revolut referral amount change?
Revolut runs referral campaigns that change throughout the year. The amount, number of rewarded invitees, required purchases and deadline shown in the referrer's app are the terms that apply to that campaign.
Is there a Revolut referral code or only a link?
Revolut doesn't hand out a public referral code: everything goes through a unique personal link generated in the app (the 'Invite friends' section), in the form revolut.com/referral. The 'Revolut referral codes' shown on some deal sites are actually disguised referral links or influencer codes. To be referred, click a referrer's link before creating your account: that's what ties your signup to the referral.
What's the difference between a Revolut influencer code and the referral?
These are two separate programmes. Standard referral uses a customer's personal link and rewards the referrer according to the campaign shown in their app. A creator promotional code may follow different terms and benefit the new customer. Amounts, deadlines and criteria may differ: only the offer displayed at signup establishes the applicable terms.
Offer verified on 2026-08-12