Société Générale Referral 2026, Account Welcome Bonus
Welcome bonus per current campaign
Open the official site to check
The Société Générale referral gives a welcome bonus when opening an account at France's 3rd largest bank. The bank now trades under the short name SG: 'SG referral' and 'Société Générale referral' point to the same institution and the same programme. Founded in 1864 with 25M+ clients, it offers current accounts, savings, life insurance, stock trading, mortgages and wealth management.
Who it's for and when
Société Générale suits those who want a traditional bank with a dedicated adviser, national branch network and full product range. Less suited if you prioritise low fees (online banks like BoursoBank are cheaper).
How to get it, step by step
- Get the referral link or code from this page
- Open a Société Générale account (in branch or online)
- Enter the referral code during opening
- Bonus credited per current campaign terms
Our analysis
Société Générale stands out for its 2,000+ branch network and dedicated adviser - an advantage for those preferring human contact. Fees are higher than online banks but personalised service justifies the difference for some profiles. SG also owns BoursoBank, its digital subsidiary. One point of vocabulary, useful when looking for an SG referral code: since the change of trading name, the short brand SG and the historical name Société Générale coexist in the bank's own communication and in customer searches, with no difference in the referral programme from one name to the other.
Strengths
- 2,000+ branch network across France
- Dedicated banking adviser
- Full financial product range under one roof
- Financial solidity: one of the world's largest banks (G-SIB)
- Access to advanced investment products (PEA, SCPI, etc.)
Things to watch
- Higher fees than online banks
- Digital interface less modern than BoursoBank or N26
- Premium offer eligibility conditions sometimes complex
Frequently asked questions
How does Société Générale referral work?
A Société Générale client shares their referral code or link. When a new client opens an account using this code, both parties may receive a bonus per current campaign terms. Conditions vary by promotional campaign.
Société Générale or BoursoBank: which to choose?
BoursoBank (a Société Générale subsidiary) is better if you want low fees and a fully digital experience. Société Générale suits those needing branch advisers, wealth planning or complex products. Both belong to the same banking group.
What are the Société Générale referral conditions in 2026?
Exact conditions vary by campaign. Generally, the new client opens a current account and performs a first banking operation. The bonus amount is specified during registration. Check current terms via the link on this page.
SG referral and Société Générale referral: is it the same programme?
Yes. SG is the short trading name of Société Générale: both names refer to the same bank and the same referral programme. Searching for 'SG referral', 'Société Générale referral' or the unaccented 'societe generale referral' leads to the same conditions, those of the current campaign.
Who can refer someone at Société Générale?
Referring requires already being a customer of the bank. The existing customer passes their code or link to someone close, who becomes the referee by opening an account with that code. The precise eligibility conditions, on both the referrer's and the referee's side, depend on the current campaign.
Do you have to open your account in a branch to use an SG referral code?
No. The account can be opened in a branch or online, and the code is entered during the application in both cases. What matters is not the channel but the timing: the code must be entered before the account opening is finalised, not afterwards.
Where do you enter the Société Générale referral code?
The code is entered during the account opening process, in the field provided for a referral code or an offer. We have found no official procedure allowing it to be added once the account is open: this is the most common oversight, and it generally cannot be fixed afterwards.
When is the Société Générale referral bonus paid?
Payment follows the actual opening of the account and the first banking operation required of the referee. Both the delay and the amount depend on the current campaign, as the bank publishes no permanent schedule. The terms displayed at the time of application are what count, not those of a past campaign.
Is the Société Générale referral code free?
Yes. A referral code is neither bought nor rented: it is passed on free of charge by a customer of the bank. A site charging for access to a bank referral code sells nothing that is not available for free elsewhere, including on this page.
How many people can you refer at Société Générale?
We have found no cap on the number of referees permanently published by the bank. Bank referral campaigns often set one, but it changes from one campaign to the next. This point should be confirmed with your adviser before inviting several people in the same year.
Société Générale or BoursoBank referral: are the two programmes linked?
These are two brands of the same group, each with its own programme and conditions. You therefore follow the programme of the bank where the account is actually opened, rather than transposing one set of conditions onto the other. Each has its own page on this site.
Is the Société Générale referral bonus taxable?
A referral bonus paid in cash is in principle taxable income in France, with no exemption threshold specific to this category. For small, occasional sums, common practice does not declare them. Our guide to referral taxation details the cases and points to a tax adviser.
How do you tell a genuine Société Générale referral code?
A bank referral code always comes from a customer of the bank, never from a generator. Presented without a campaign name or a verification date, there is nothing behind it to check. On this page, the date of the last verification is shown at the bottom.
Offer verified on 2026-08-12